UDGAM Portal 2024: How to Claim Your Unclaimed Deposits

The Reserve Bank of India has launched the UDGAM (Unclaimed Deposits: Gateway to Access information) Portal with the aim of returning unclaimed funds totaling to Rs 35,000 Crore to the rightful owners. If you have a bank account or fixed deposit that has remained untouched for the past 10 years, this portal provides an opportunity to claim those funds. To initiate the claiming process, you must complete the UDGAM Registration at udgam.rbi.org.in using your basic details. Once verified, the funds will be transferred to your bank account.

UDGAM Portal 2024 Link

The UDGAM Portal is a means for individuals to claim unclaimed funds from bank accounts or fixed deposits that have been inactive for 10 years or more. The total sum of unclaimed deposits stands at Rs 35,000 Crore, which the RBI aims to disburse through this portal.

RBI UDGAM Portal 2024 Registration Form @ udgam.rbi.org.in : Overview

The UDGAM Portal has been launched by the Reserve Bank of India to settle unclaimed funds, totaling Rs 35,000 Crore. The beneficiaries include all individual bank account holders and non-individual bank account holders who meet the eligibility criteria. To complete the registration, individuals will need their PAN card number, mobile number, bank holder name, and Aadhar card number.

udgam.rbi.org.in Unclaimed Deposits

The UDGAM Portal provides a means for the general public to search for unclaimed deposits across banks. If an account remains dormant for 10 years, the balance is considered an unclaimed deposit. The same rule applies to fixed deposits and recurring deposits not claimed within 10 years of maturity. The unclaimed deposits are initially credited by banks to the “Depositor Education and Awareness” (DEA) Fund maintained by the RBI.


How do I register on the UDGAM Portal 2024?

To register on the UDGAM Portal 2024, visit the official website udgam.rbi.org.in. Click on the Register button and provide your mobile number, name, PAN number, and create a password by entering the OTP received on your mobile. Once registered, you can log in using the same details and proceed to select the bank account holder’s name and the respective bank to check for unclaimed funds.

How can I claim my unclaimed deposits from RBI through the UDGAM portal?

To claim your unclaimed deposits, visit udgam.rbi.org.in and log in using your mobile number or register as a new user. Search for your bank account and enter details such as Aadhar number, PAN number, and more. Submit the form, and if you have any unclaimed funds, they will be displayed on the screen. Simply click on the claim amount to process the funds repayment.

Which banks are linked to the UDGAM Portal 2024?

The following banks are currently linked to the UDGAM Portal: SBI, Punjab National Bank, Central Bank of India, Dhanlaxmi Bank Ltd, South Indian Bank Ltd, and DBS Bank India Ltd. More banks are expected to join soon.


The UDGAM Portal 2024 is a significant initiative by the Reserve Bank of India to provide a platform for individuals to claim unclaimed funds from dormant bank accounts and fixed deposits. Through this portal, the RBI aims to return a substantial amount of unclaimed deposits to the rightful owners, and it is essential for citizens to take advantage of this opportunity to claim their funds. Be sure to check the UDGAM Portal regularly for updates and new features.

✍️RBI UDGAM Portal: A Gateway to Claim Unclaimed Deposits✍️

If you have unclaimed deposits in Indian banks, the RBI UDGAM portal can help you access and claim your funds. The process involves filling out an application form and providing basic details to retrieve the unclaimed amount associated with your bank account.

✔️ Guide for Claiming Unclaimed Deposits from RBI UDGAM

To initiate the process of claiming unclaimed deposits using the RBI UDGAM portal, follow these steps:

1. ✍️Fill the Application Form:✍️ Access the RBI UDGAM Application Form 2024 at udgam.rbi.org.in and input required details such as your name, the name of your bank, and identification details like PAN, Voter ID, DL Number, Passport Number, or Date of Birth.

2. ✍️Search for Bank Account:✍️ Click the search button and wait for your bank account to be displayed.

3. ✍️Claim the Unclaimed Amount:✍️ Once your bank account is located, you can proceed to claim the unclaimed amount associated with it.

4. ✍️Check Multiple Banks:✍️ If you have unclaimed funds across multiple banks, retry the process to search and claim them as well.

✔️ UDGAM Portal Online Form 2024

You can access the UDGAM Portal by using the following direct links:

– [UDGAM Portal Registration Link](http://udgam.rbi.org.in)
– [UDGAM Portal Application Form](http://udgam.rbi.org.in)

✔️ Frequently Asked Topics on RBI UDGAM Portal 2024

Here are some common queries related to the RBI UDGAM portal:

1. ✍️What is the Benefit of UDGAM Portal?✍️
– The UDGAM Portal allows users to claim their long-standing unclaimed funds.

2. ✍️What does UDGAM stand for?✍️
– UDGAM stands for Unclaimed Deposits: Gateway to Access Information.

3. ✍️What is the UDGAM Portal Official Website?✍️
– The official website for the UDGAM Portal is udgam.rbi.org.in.

4. ✍️How much Money is Unclaimed in India?✍️
– The RBI has reported that there is a total of Rs 35,000 Crore of unclaimed money in various banks.

5. ✍️How to Complete UDGAM Registration?✍️
– You can complete the UDGAM registration using your PAN number.

For more information and assistance, you can visit the UDGAM Portal at udgam.rbi.org.in.

✔️ FAQ Section

✍️Q: Can I claim unclaimed deposits from any bank using the UDGAM portal?✍️
A: Yes, the UDGAM portal allows you to search for and claim unclaimed deposits from multiple banks.

✍️Q: What happens if I have multiple unclaimed bank accounts?✍️
A: You can use the portal to search for and claim unclaimed amounts across various banks by retrying the process for each account.

✍️Q: Is there a deadline to claim unclaimed deposits through the UDGAM portal?✍️
A: As of now, there is no deadline mentioned for claiming unclaimed deposits through the UDGAM portal.

✍️Q: How long does the claiming process take?✍️
A: The time taken to complete the claiming process may vary depending on the accuracy of details provided and the responsiveness of the bank.

✔️ Conclusion

The RBI UDGAM portal provides a convenient and streamlined way for individuals to claim their unclaimed deposits from Indian banks. By following the simple steps outlined in the guide, you can initiate the process and potentially access the funds that rightfully belong to you. Always ensure that you provide accurate and valid information to facilitate a smooth claiming experience through the UDGAM portal.

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